Baugher Financial & Associates, Inc.

SERVICES OFFERED TO YOUR COMPANY

Annual Market Analysis

To bring you the very best in service and affordable coverage, we will quote and summarize your plan on an annual basis. Prior to each renewal period, we will update and verify the census information for your company and request a quote from all applicable insurance carriers on your behalf. Upon completion, we will compile a benefit/ cost analysis for your view and personally meet with your group to evaluate available options.

Enrollment/Disenrollment Services

Keeping employees educated about their coverage is important to us. That’s why we’re happy to assist with enrollment and answer questions when changing insurance companies, or when a new employees satisfy their probationary period. And because completing a proper waiver is just as critical as completing an enrollment, we will work with you to complete all appropriate paperwork. In relieving your staff your staff of these duties, it eliminates a significant burden of liability from your company.

Employee Benefits Summary / New Hire Packet

All new employees will receive customized enrollment forms, as well as an easy to follow summary of their benefit options. Customized change/termination forms are also available. After completion by the employer, these forms are submitted to our office for review and copied for delivery to the insurance company.

Employee Onsite Consulting

In keeping with our you-first philosophy, every client has access to complimentary onsite consulting, simply put, if you need us were there.

COBRA/State Continuation Services

Should an employee be terminated we will provide immediate assistance with all COBRA related issues. To ensure compliance, simply notify us of the termination and we will prepare a customized, signature ready form that you may forward to an exiting employee/dependent.

Partial Reimbursement Administrative Services

A reimbursement program often allows a client to maintain the integrity of their benefits package, while significantly lowering costs. When reducing insurance premiums is a priority, we'll do everything we can to help facilitate the process.

Annual Enrollment Notification Services

Prior to your groups open enrollment we will notify you, at which time employee may add/delete dependents and change levels of coverage.

Other Consulting Services

We provide employee claims assistance for all issues involving your coverage. For questions and answers regarding coverage, we provide an (800) telephone number for you and your employees.

For other "Human Resource" issues that may surface on a daily basis, consulting services are always available to you at no additional charge. Examples may include, but are not limited to, retirement options(TRS + IMRF), conversion, continuation portability issues, and coordination of benefits.

As with all of our services, we will work closely with the current insurance coordinator to ensure the highest level of service and painless accessibility to benefits.